Traders Co-operative Credit Union connects you with tailored savings, credit and business support — built by traders, for traders. The future is ours to build, together.
Become a shareholder from as little as GH¢300 and help build a financial institution designed around traders and market vendors.
Open to every trader, market vendor and business owner. Become a member-owner and have a real voice in decisions that shape TCCU.
Join todayFlexible payment terms and competitive rates for your business and personal needs — apply any time, stress-free.
See loan optionsBank at your convenience, anytime, anywhere. Dial *920*91# for instant USSD access — no internet required.
Explore e-bankingFour simple ideas guide everything we do as a member-owned financial cooperative.
Become a member-owner through shareholding.
Access savings, credit and financial services designed for you.
Have a voice and contribute to decisions that shape TCCU.
Together, we build stronger businesses, families and communities.
From growing your savings to financing your next big order, TCCU gives you the products to move your business forward.
Competitive interest rates that help you grow your funds over time and reach your financial goals with confidence.
Learn moreYour key to financial empowerment — purchase shares, earn dividends, build ownership and unlock greater borrowing power.
Learn morePersonal, business, home and vehicle loans with flexible terms and competitive rates for traders and entrepreneurs.
Learn moreSend money, pay bills and manage your accounts anywhere, anytime via USSD and mobile banking. Simple, secure, fast.
Learn moreTCCU is a member-owned financial cooperative created to support traders, entrepreneurs and businesses like yours. Together, we grow. Together, we build. Ownership is limited to the first 1,000 members — secure your place today.
We welcome every trader and business owner into our fold — membership is open, inclusive and built for financial belonging.
We invest in member education and a better banking experience at every touchpoint, in branch and online.
Our products are designed around your goals — whether that's growing a market stall or scaling a business.
Complete a written application using our prescribed membership form.
Buy in from as little as GH¢300 to become a member-owner of TCCU.
Name beneficiaries for your shares and savings distribution.
Open your savings account, access e-banking and apply for loans.
TCCU proudly supports community initiatives — read about our contribution to the renovation of Dunkwa Senior Technical School Hall.
Read more →Be among the first 1,000 members to own a share of TCCU and help shape the future of the credit union.
Read more →Stay tuned for updates on our branch network, product launches and member success stories.
Visit newsroom →Join the Founding 1,000 Members Programme and become a member-owner today.
